Eversure

Photography and camera insurance

Photography insurance includes theft and accidental damage for equipment as standard. Accidental loss can be added, provided the equipment has not simply been left unattended. Options also include public liability, studio cover and hired equipment cover.

Studio cover includes business fixtures and fittings against theft and accidental damage. Mobile phones and tablets up to three years old can be included for theft or accidental damage. Portfolio cover includes prints, canvases, laminates and bindings against theft, accidental damage and loss.

Cycle insurance

Cycle insurance includes theft, subject to security requirements, and accidental damage as standard. Leisure use is included, while commuting and competitive use can be added. The policy can also include more than one bicycle.

Accessories covered include cycling clothing, helmets, lights, cycling computers, spare wheelsets, luggage and tools. Other options include public liability, personal accident and replacement cycle hire while a bicycle is awaiting repair or replacement following an approved claim.

Car hire excess insurance

Eversure offers car hire excess insurance as single-trip and annual policies. The annual policy covers multiple car rental agreements, with a choice of cover periods for each agreement. Optional family cover is available with annual cover for up to four eligible family members who live with the policyholder permanently.

Breakdown cover

Breakdown cover includes a selection of policy levels, with roadside assistance and recovery options. Home start is an optional benefit for breakdown assistance at or within one mile of the policyholder’s home address. Onward travel is available if vehicle repairs cannot be completed by the end of the working day.

Single-trip and annual breakdown policies are also offered. These include roadside assistance, and can provide onward travel and alternative accommodation where appropriate. A replacement vehicle is included as an option in the cover described for those policies.

Touring caravan insurance

Eversure compares touring caravan insurance from a panel of insurers. The policies described include accidental damage, storm and fire cover. Theft cover is subject to policy security requirements, while flood cover is usually included except for caravans stored in flood-prone areas.

Options include awning cover, equipment cover and public liability. Caravan equipment can include motor movers, electrical household goods, furnishings and utensils. Alternative accommodation is covered if the caravan becomes uninhabitable as a result of loss or damage.

Static caravan insurance

Eversure also compares static caravan insurance from a panel of insurers. Theft cover is subject to policy security requirements, and accidental damage cover depends on eligibility and the insurer. Storm and fire cover are included, while flood cover is usually included except for caravans stored in flood-prone areas.

Static caravan insurance can include contents that are not permanently fixed to the caravan. The page also describes cover for leisure homes, chalets and holiday lodges. Inclusions and exclusions can differ between insurers.

Drone insurance

Recreational drone insurance is offered through the camera insurance policy. Drones need to be listed when prompted during the application. Theft and accidental damage are included as standard.

The policy is for recreational use only. Commercial use, public liability, indemnity and loss, including fly-away, are excluded.

Fleet insurance

Fleet insurance covers multiple vehicles under one policy, with flexible driver options. Eversure describes cover for vehicle fleets including cars and vans. Breakdown cover can be added to a fleet insurance request.