Fynla

Fynla provides a financial planning platform with a dashboard for manually entered financial information.

Quick overview

Track savings goals, ISA allowance usage, assets and liabilities.
View pension information and retirement income projections, with drawdown modelling.
Explore individual and joint planning, including household protection needs.
Use the interactive demo with sample data before registering.
Read guides and a glossary covering financial planning terms and topics.

Introduction

Fynla provides a financial planning platform with a dashboard for pensions, property, savings, investments and other financial details.

The website also offers calculators, guides and a glossary of financial terms.

What Fynla offers

The platform brings manually entered financial information into a dashboard. It includes net worth tracking, pension projections, protection analysis and tools for modelling changes to a financial plan.

Fynla also offers individual and joint planning, an AI assistant called Fyn, and an interactive demo with sample financial data. Planning tools require an account.

Product and service categories

Net worth and investments

The net worth dashboard brings assets and liabilities together. It can include property, pensions, investments and debts. Investment features cover portfolio tracking, asset allocation and risk profiles. A compound interest calculator provides projections using an initial amount, an annual rate and a chosen term.

Pensions and retirement

Fynla offers a pension tracker with combined projections. The pension dashboard covers Defined Contribution, Defined Benefit, State Pension and Self-Invested Personal Pensions. Retirement tools include an age projection based on financial information and a retirement income projection. Drawdown features track the withdrawal rate and model how long a pension pot could last under different scenarios.

Property and mortgages

Property information can include an estimated home value and mortgage balance. The net worth view includes property equity alongside other assets and liabilities. There is also a stamp duty calculator with buyer type options.

Protection

Fynla offers protection gap analysis covering life insurance, critical illness and income protection. The platform can include existing policy details and employer death-in-service benefits. The calculators include life insurance needs and income protection tools.

Estate planning

The estate dashboard includes property, investments, pensions and policies in an estate valuation. Inheritance Tax planning features cover allowances and gifting scenarios. The platform also offers guidance on wills and Lasting Powers of Attorney, including a way to track document status. An In Case of Emergency letter brings financial details into one document.

Tax tools

The calculators cover income tax, pension tax relief and pension withdrawal tax. Fynla also lists a salary sacrifice calculator. Its guides cover ISA allowances, pension annual allowances, Inheritance Tax thresholds and capital gains tax rates.

Guides and explainers

Fynla offers guides to financial terms and planning topics. Subjects include ISAs, pension drawdown, Self-Invested Personal Pensions and Lasting Powers of Attorney. Other guides discuss mortgages, pensions and retirement planning. An A to Z glossary explains financial terms in plain English.

Browse the full range on the Fynla website.

More Info

Using the website

The interactive demo uses sample personas and financial data, with no account or personal data required. The platform also offers registration and sign-in. It runs in a browser on smartphones, tablets and desktops.

Fyn, the built-in AI assistant, answers financial planning questions in plain English and provides help with the dashboard and navigating the platform. Fynla also offers articles on tax changes and financial news.

Notable features

Scenario modelling lets users change details in a financial plan and see the dashboard update. Examples include changing pension contributions, retirement age or gifts.

Joint planning includes combined net worth, joint retirement income projections and household protection needs. The In Case of Emergency letter can include accounts, policies, pensions, property, debts, contacts and instructions.

Fynla also provides data export in standard formats. Financial details are entered manually, including pension values, property estimates, savings and investment balances, and debts.

Frequently asked questions

Can I explore Fynla before registering?

Yes. The interactive demo uses pre-built personas and sample financial data, without requiring an account or personal data.

What information is needed to start a plan?

Fynla lists pension values, a property value estimate, savings and investment balances, and outstanding debts as starting information. More detail can be added over time.

Can two people plan together?

Yes. Joint planning includes combined net worth, retirement income projections, household protection needs and Inheritance Tax for a combined estate.

Does the retirement projection include a State Pension forecast?

Yes. Users can enter their State Pension forecast for inclusion in the total retirement income projection.

What can the In Case of Emergency letter contain?

It can summarise accounts, policies, pensions, property and debts. Contacts and instructions can also be included.

Can financial data be exported?

Yes. Fynla offers exports in standard formats.

Key takeaways

Fynla provides a financial planning dashboard with manually entered data.
Features cover savings, investments, pensions, property, protection and estates.
Individual and joint planning are available.
Calculators, guides and a financial glossary are available on the website.
An interactive demo uses sample data without requiring an account.