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Laka
Laka offers bicycle insurance, cycling liability and legal cover, and accident and injury insurance.
Its bicycle cover options include theft and accidental damage, with licensed racing and travel available as an add-on to the relevant policy.
- Road, mountain, gravel, triathlon, electric, city and cargo bikes are listed on the site.
- Clothing and accessories can be listed when signing up for bicycle cover.
- Laka includes third-party cycling liability and legal cover with its policies.
- Insurance integrations are available for bike retailers, fleet businesses, manufacturers and other business sectors.
Introduction
Laka offers bicycle insurance, cycling liability cover and accident and injury insurance. It also provides bicycle insurance integrations for businesses.
Its cover options include theft, accidental damage and legal cover, alongside an optional add-on for licensed racing and travel. Health and recovery insurance is also available.
What Laka offers
Laka offers bicycle insurance with different cover options. Bicycle insurance options include theft, cycling liability and legal cover; one option also covers accidental damage to bicycles and accessories.
The site lists cover for road, mountain, adventure and gravel, triathlon, electric, city and cargo bikes. Cycling clothing and accessories can be listed when signing up for bicycle cover.
Product and service categories
Bicycle insurance
Bicycle insurance options include theft cover and third-party cycling liability. An option also covers accidental damage to bikes and accessories, including damage caused in a traffic accident or race crash. Licensed racing and travel cover is available as an add-on to that option.
Cycling liability and legal cover
Laka includes third-party cycling liability and legal cover with its policies. Liability cover relates to injury or property damage caused to someone else while using a bike. Legal cover includes pursuing a personal injury case after a cycling accident that was not the cyclist’s fault.
Health and recovery insurance
Laka offers accident and injury insurance with health and recovery cover. The page names physiotherapy, dental and mental health treatment among the types of care covered, subject to a limit. It also lists virtual GP access, coaching sessions and training plans.
Business insurance
Laka offers insurance integrations for bike manufacturers and connected technology providers. Its business services also cover online and physical bike retailers, bike fleet and leasing companies, and financial services businesses.
Browse the full range on the Laka website.
Using the website
Its help centre has an article search and information about accounts, locking requirements, making a claim, and liability and legal services.
Laka also publishes cycling articles, including pieces about bike locks and gravel riding. A glossary is available alongside commercial insurance resources.
Notable features
Claims can be submitted online. Laka also offers the option to update or pause cover, and the account area can be used to add licensed racing and travel cover to the relevant bicycle policy.
Frequently asked questions
Can cycling accessories be included in bicycle cover?
Clothing and accessories can be listed when signing up for bike cover. The site names helmets, cycling computers, shoes, lights and bike boxes among the examples.
What lock does one bicycle policy require for theft cover?
For the policy described on its bicycle insurance page, theft cover for bikes, e-bikes and accessories requires a Sold Secure Gold or Diamond lock. The site also has help-centre information about locking requirements.
Are cycling events included in cover?
One bicycle insurance option includes sportives, club rides and racing that does not require a racing licence. Examples include triathlons, gravel events and time trials.
When does the licensed racing add-on apply?
The add-on is available for races that require a valid racing licence. The site gives road, criterium, circuit and cyclocross racing as examples.
What activities does cycling liability cover include?
The liability page lists commuting and leisure rides, provided the bike is not used commercially. The cover relates to personal liability for injury or damage to someone else’s property while cycling.
What treatment is included in recovery cover?
The recovery page describes cover for necessary treatments recommended by a GP, subject to a limit. It also lists access to virtual GPs.
Key takeaways
- Laka offers bicycle insurance with different cover options.
- Laka includes cycling liability and legal cover with its policies.
- Clothing and accessories can be listed for bicycle cover.
- Business insurance integrations are offered to several cycling and financial services sectors.
Summary
Laka provides bicycle insurance, cycling liability and legal cover, and health and recovery insurance.
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This guide was written by AI. It does not represent the views or opinions of the website owner.
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